YouGov VISA Question

[natofborg]

I noticed that YouGov has gone to a prepaid Visa card if you cash out at $100. Does anyone know if a PIN number is provided so you can take this card to an ATM and pull out the cash?

[NaomiNo]

I just got one in the mail last week and while I threw out the paperwork that came with it, the back of the card has "No Cash or ATM access" printed right on it.

[natofborg]

Darn it. Maybe I’ll just do the Amazon GC then. Thanks for the info. 

[footfree]

This is how I get around that.I have a budget and lets say I spend a hundred dollars a week at the grocery store so instead putting that money towards that I use the VC   at the grocery store.Then the money I would have used at the grocery is now mine to spend anyway I would like.In other words just trade in the VC for some other cash expense.Just a suggestion.

[natofborg]

That’s a thought...good thinking! 

[neminem]

I never bother with VGCs unless they're physical cards and at least 50 bucks (more hassle than it's worth) - but yougov's are worth it. But yeah, definitely can't use them at an ATM, but you can use them at any physical store. I like using them at places where I'm spending a round dollar amount number, makes it easier to keep track of how much is left. Then if it's down to just a few dollars, where it would be difficult to spend at a store, at that point I turn the remainder into Amazon credit.

[littleone2112]

Not a fan of the VGC because you can never spend it all evenly. However, I pay my internet bill with them. ATT has a kiosk at their stores to pay your bills and I just throw the whole 50 or 100 towards my bill. I havent written a check for an ATT bill in over a year because somewhere I seem to be snagging VGC either from YouGov or OneOpinion or an online chat survey or beverage diary!

[rosiesmom]

Wow, it takes me well over a year to get to $100 with YouGov.  Usually around 2 years.  That is a great way to use it though. 

[natofborg]

Whatever balance I have leftover I use to buy am Amazon GC. That way I can use it all up (with rewards Visas in general—I try to get PayPal when I can though)