Looking at their web site it says 25,000 points get you a $15 AGC .So if you were to cash in that amount 4 times it would cost you 100,000 points for a sum of $60 .So why not wait cash in 100,000 and get $100 dollars?It just dumbfounds me as to why people would forfeit that much potential earnings just to cash out early.Not only that but you could get a $100 agc for 100,000.I guess I like beating a dead horse but I couldn't help myself.