Most of the surveys I take I put in my PayPal to sit for awhile. When I want to buy something nice for myself, I transfer the PayPal to my bank account. I have a couple of panels that I have Amazon gift cards for, so far over $170 credit to my Amazon card. Since I have a Kindle app, I buy a lot of books, and use the credit to pay for them. It’s basically all gravy money, don’t have to use it to pay bills and that.