I mentioned here a few months ago that they over credited me for doing a product test. I cashed out after awhile. Once they realized it, they took the points away and I had a negative balance. I've been doing a few surveys here and there to get it down thinking I would try to get back to 0 by year's end. I log on today and I have a 0 point balance. I check the survey history and it shows the positive credit w/the note "panelists should not have a negative balance." Considering the post a week ago about them taking back 20 points from people this is very surprising.